You can expect the best turnaround time and enhanced limits for all your business needs something which sets us apart from the rest.

Working Capital Finance

We provide Working Capital Finance to SME sectors, which are primarily driven by critical success factors governed in the industry. With a better risk appetite we cater to companies with a turnover of Rs. 2 crore to Rs. 150 crore.

We provide term loans for expansion or renovation of facilities; purchase of machinery, equipment, fixtures and leasehold improvements; refinancing existing debt, construct commercial building or purchase of land and building etc. We can also assist you in your ECB loans and structured term products against domestic and international financial guarantees.

» Pre-shipment Finance - Packing Credit

We provide pre-shipment finance in the form of packing credit to exporters both in rupees as well as in foreign currencies i.e. PCFC, subject to availability of limits and RBI rules.

» Post-shipment Finance is available at competitive rates with effect from the date of shipment till the realization of proceeds. The key products are mentioned below:

We provide businesses with finance for the acquisition of inventory for resale to their customers. Our clients include dealers, distributors & retailers who purchase stock from their principals. What makes our Inventory Finance unique is that the stock to be financed does not have to be pre-sold, invoiced and delivered.

Start planning for greater growth and flexibility to expand your business, without the reliance on equity in property or restrictive traditional finance facilities. Have flexibility to purchase stock and make repayments that match your cash flows, with certainty of payment dates and cost. Stop missing out on profitable sales and orders because of the short term need to exceed your available working capital and traditional funding lines.

Purchase Order Finance

A short-term working capital solution that is provided against PO's issued by a large buyer to several suppliers. As a product this is offered in conjunction with a top tier corporate for its own suppliers and the volume of funding to the supplier is based on the turn over to the corporate house in reference.

This product is offered by us to help you play a role of a market differentiator in the entire supply chain. In effect we also help build a degree of loyalty between the buyer and the supplier in addition to providing low cost and easily available funds to the supplier to make the supply on time.

This product covers two transactions – Pre-delivery finance the purpose of which is to provide working capital for purchase of raw materials for manufacturing the end product. The supplier manufactures and supplies the goods to its customer. On production of proof of delivery, acceptance of the bill raised by our client to its customer, the pre-delivery finance is converted into post-delivery finance which comes at a lower cost of pre-delivery.